First Time Buyers in Essex: All about the Starter Homes Initiative

Are you looking to buy your first home but struggling to get on the property ladder? First-time buyers face a tough time getting their finances in the right shape to be able to afford a house or a flat, particularly in places like Essex which see high demand for homes and high prices. One government scheme that may make a difference to buyers in Essex is the Starter Homes initiative.

Guest Post

How Does the Scheme Work?

The Starter Homes scheme involves new build properties, according to Developers build homes especially for the Starter Homes programme and these homes will then only be available for first-time buyers. Through the scheme, the new properties will be sold at a discount of upwards of 20 percent of the going rate. The current scheme makes 200,000 homes available up until 2020. There is a cap on the highest value of homes sold under the scheme, which will be £450,000 in London and £250,000 outside London.

Qualification Criteria for Starter Homes

The scheme is open to anyone under the age of 40 who is a first-time buyer – they have never owned property before. If you meet this criteria then you will, of course, still need to have the money available to buy the home at the discounted price – which may still be quite high, especially if you are buying in Essex. The website offers a selection of different properties that are currently on the market; check sites like this to see how much you would have to spend to buy an average property in different areas of Essex.

Rural and Urban Starter Homes

In many rural parts of Essex, Starter Homes could be the answer for first-time buyers that find themselves priced out of the area. The government plans to increase the number of homes in this scheme that are available in the countryside.

Mortgages for First-Time Buyers

You will be able to get a mortgage on the houses built under the scheme, providing of course you meet the mortgage lender’s criteria. The decision to grant a mortgage depends on your income, your other earnings, your outgoings and your credit record so whether you will be able to take advantage of the scheme does depend on these factors.

The homes in the programme are designed to be high quality, although it is not clear how you will be able to tell if the discount on them is real, as they are new builds. But it may take some time before the houses are available fully under this Starter Homes scheme. In the meantime, if you are looking to buy your first home in Essex, make sure you investigate all the options. Look into the state of your finances to find out how much you can borrow, and check your credit history to find any flaws that may stop you getting a mortgage. Then you will be ready to move and invest in Essex property, whether it is through the Starter Homes scheme or on your own initiative.

Real Estate Stories that Show You How!

Let’s begin easing you out of the pits. I mean, comfort zone! I’m going to slowly and methodically give you as many little sparks and insights to the relatively simple ways that ordinary people use real estate to achieve extraordinary results. Stories are the best spark plugs. They let you casually observe from a safe, secure and understandable view point. I will write to answer most of the questions that I feel I myself would ask if I was reading what you are about to read. Napoleon Hill wrote one of the greatest books of all time. It’s called “Think and Grow Rich.” The essence of that book, the secret it reveals time and again is this: you must develop a burning desire.

I want you to know something from the very start of this report and that something is this: I care about you and I sincerely mean that. I really do want you to move to a new comfort zone, one that is pleasurable and free from fear. A place where you realize you have the power to achieve greater things than you currently can imagine. It’s possible for you to start being a more powerfully directed purpose-driven individual who is well organized and on track to higher achievement. You will change and grow, slowly and steadily with every page you read. With every thought and insight you gain, your desire and courage will grow as well.

Don’t put this book down thinking the previous statement is cliché and that you already knew that! I am simply leading you to my next point, the next point being is – your desire needs a starting point. So to start developing desire, my secret is you must have a purpose. Why do you want to pursue Shopping Center Leasing in St Petersburg ? I know what you’re thinking: to make money, to have security, to feel useful and appear successful. Good points. I agree you can have all of that and more if that is what you desire. I found myself gravitating towards the real estate classified section of my Sunday paper.

Now here is something that comes before any of those things you desire. What is the purpose of all those things? Purpose, purpose, purpose…you need to first define purpose before you get the things. My purpose, or so I thought early in my career, was to move up to a nicer house and have my first house become my first rental property. When I moved up to the next one, I quickly learned as soon as I rented it out, I was in some way responsible for creating happiness and security in the life of another person that was of no relation to me. Million in real estate in my spare time” by William Nickerson. He was a master storyteller and by osmosis, after reading his book,

It soon was evident to me how the choices I made in choosing that first property either would help me or hurt me in my quest to succeed in the real estate investment business. All of it is cumulative, everything you do and how you do it adds up. It compounds itself and it either makes your life easier or more difficult. I am going to give you experiences that you can learn from that will make your life easier; I am going to show you how. That is my purpose.


NestAway – Find the best homes to rent

Guest Post

More and more people more to Bangalore every year with the aim of finding a career here. Amongst the necessities for living, housing stands on the top. In a place like Bangalore, which is flourishing at very high speed, finding the perfect-shared apartment for singles can be a tough task. Apart from the rules of the housing societies and other related factors, a person who is married would easily get a home but for singles, it becomes a tiring affair. Keeping in mind the needs of these individuals, NestAway brings you great-shared houses for rent in btm layout. An area like btm, which already is a posh locality and everyone, prefers to live here, NestAway offers you shared homes that are fully furnished and as soon as you are done with the formalities, you can begin living here.

Apart from helping you get the best 2bhk for rent in btm NestAway, offer you everything that you would generally need to begin living in a new city. With the apartments being fully furnished and all the services we provide fully functional, you can simply bring in your luggage and start living here. Usually there are many factors that you need to take care of while choosing a shared space when you move to a new city. With the help of the website and the app of NestAway, you would get a chance to choose the best single room for rent in btm. Also, with all the filtering options that we provide and the huge number of options available all over btm layout to choose from, there would be very few steps that you will have to take in the process of finding yourself a good space to live in a completely new city.

Keeping in mind the basic requirements of the people these days, we bring you the houses to rent in a lot of variety. Apart from the room, bed and a cupboard you get many other amenities as well when you choose to rent a property on NestAway. No matter if, you want an apartment with a shared room or a single or half bedroom that is just yours, NestAway has an answer to all your needs. To match the budget requirements of people, NestAway offers a rented property range beginning from as less to 6000 INR per month. Right from cleaning your space on a weekly basis to inspecting the electric devices and supplies on a monthly basis, they take care of everything that you can ever expect.

So for all the people who are new to the city and looking for a place to live in the btm area, take the help of NestAway to get an excellent service apartment that would give you the feeling of living at your own home without having to take care of everything on your own. With their fast response services and the lucrative deals, there would be absolutely nothing that you would have to ask for if you start living at the NestAway homes.

Gurgaon – A Growing Real Estate Market for Movers and Investors

Gurgaon has undergone tremendous commercial and residential infrastructural development in the past decade. It exemplifies Rising India and is now known as the Millennium City. Gurgaon has experienced the fastest urbanization in the country and it now boasts of having the third largest per capita income in India.

Gurgaon - A Growing Real Estate Market for Movers and Investors

Gurgaon Has It All

Whether you want to buy a luxury car, bring home the most luxurious brands or experience luxury living, you will find everything you need right here. DLF Cyber City is India’s largest Business District that offers state-of-the-art infrastructure and excellent connectivity. This growth has attracted many MNCs to set up offices in Gurgaon, pulling young talent from across the country. Alongside, it has created tremendous demand for premium flats in Gurgaon. The Crest and The Camellias are a few residential projects that cater exclusively to the elite in Gurgaon. These projects have witnessed nearly 30% growth in the past 5 years, making them a lucrative investment opportunity too.

Growth of the High-Rise Apartments

Due to its close proximity to Delhi and the Indira Gandhi International Airport, Gurgaon is gaining immense popularity as a favourite destination of developers. A number of leading realty companies like DLF, Emaar MGF, Tata Housing and CHD developers have a strong presence in Gurgaon’s realty sector. DLF is one of the largest developers in Gurgaon with the highest share (22%) of developable land for group housing projects in New Gurgaon, followed by Vatika (12%) and Sare Homes (8%).

Ready-to-move-in Homes

The ready-to-move-in feature of high-rise apartments makes them an ideal choice for you if you are considering either moving to Gurgaon or are looking forward to investing in real estate. These apartments save the customers from delay in construction and offer assured quality. Additionally, they come with attractive upgrades like high-end fixtures, modular kitchens, Italian-flooring and much more. Many projects are now offering world-class modern amenities when you look for apartments for sale in Gurgaon. Developers like DLF now have projects like DLF 5 which features numerous choices to live, work and play than just offering places to live in.These ready-to-move-in high-rise apartments are not only lucrative for those who migrate right away, but also for the investors, assuring almost immediate rental income.

As per real estate analysts, Gurgaon will experience a greater influx of end-user demand along with investment trends in the near future. In order to boost infrastructural development, the Public Private Partnership (PPP) model is supported in Gurgaon, leading to better results for customers. Faridabad-Noida-Gurgaon Expressway and KMP Expressway are also contributing towards the prominent residential development in Gurgaon. It is the perfect time to buy flats in Gurgaon and enjoy rewards for a lifetime!

Facts about Your First Time Mortgage

It’s your first home purchase together and excitement fills the air around your flat which will soon be in the history of your life as you move to your new home. First time buyers like you usually have a small deposit available which means that you might have a higher interest rate and monthly mortgage payment than you would if you had saved for about five years before you decided to become home owners. With an average deposit of about 20% you can usually find a good rate of interest for the home you want to buy. Let’s review some of the basic facts that you should know as you prepare to begin the application process for your first time home purchase.

Guest Post

  1. The lowest amount that is acceptable for first time mortgages is usually about 5%; if you have saved carefully and been dedicated to amassing money to use for your deposit and you have upwards of 30%, you can qualify for some of the best deals available to buyers.
  2. One of the first steps that you’ll want to take is to find some quality mortgage advice from Chelmsford professionals that can make the process easier for you to complete. Ask them about a 90% mortgage, a 95% mortgage, and enquire about buyer schemes designed for first time home buyers. There are also 100% mortgages on the market but make sure that you ask your advisor if this is the right path to pursue; you don’t want to borrow more money than the property is worth.
  3. Other information that you’ll need to know relates to the documentation that will be required when you schedule an appointment to begin the application process. Ask what type of photo ID is acceptable, what forms of income proof you will need, and how you will demonstrate the monthly expenditures you have to make. It will be a good idea to bring a copy of your budget if you have one so that the mortgage advisor can take a look at it and make their calculations based on the figures you give them. By using the experts at as reliable resources you can be knowledgeable about the application before you arrive at the lender to do your application and be more prepared with the documents that you’ll have to collect well in advance of your appointment.
  4. Once you discuss all of your options with a mortgage professional you’ll be better prepared to shop for your home, extend a reasonable offer through your estate agent, and acquire a beautiful and comfortable home that you’ll enjoy for years to come.

Before you even begin shopping for your new home, it’s important to learn as much as you can about mortgages, interest rates, and how deposits impact the amount that your payment will be each month. You’ll then be ready to shop as an educated consumer, ready to embark on the next journey in your life that leads to owning your own home.

Steel buildings and their advantages

Steel buildings or capacity units are by and large raised to shield valuable supplies from the immediate presentation to sun, rain and showers. The demonstration of keeping them in the open would really render them more defenceless to harm. It is vital to guarantee that you are really perusing about the advantages of steel concerning stockpiling units.

What Are Steel Storage Units?

Steel stockpiling units are exceptionally well known today attributable to the wide cluster of advantages offered by steel. One of the preeminent advantages offered by steel is solidness. Nothing can beat steel in the matter of offering resistance against the limits of climate. Wood stockpiling units may spoil with the progression of time when they are presented to gives however not regarding the matter of steel. Perused on to discover more why agricultural steel buildings or commercial metal buildings are so mainstreams today.

Makers of steel buildings

There are a few makers offering tastefully and profoundly useful agricultural steel buildings or commercial metal buildings. Steel appreciates quick favourable position over wood as it doesn’t decay in showers. These capacity units are accessible in pre-assembled structures. The welding and cutting are done inside of your premises and this is the motivation behind why these steel stockpiling units are accessible at modest costs. Steel goes about as an incredible turn-off for bugs too. On the off chance that at all rodents or rodents burst into your territory, they will basically begin searching for different parkways in light of the fact that they are just not exceptionally enamoured with steel.

How to discover these producers?

It is essential to verify that you are getting your steel stockpiling unit from a dependable maker. It would be ideal if you guarantee that you’re really swinging to legitimate research in an offer to guarantee that you are picking administrations of makers known for offering quality items.

Look at their site altogether keeping in mind the end goal to get some answers concerning the sort of experience they have in this field, their customer base and contact points of interest. Resort to some extensive logged off exploration keeping in mind the end goal to figure out how precisely they have fared as an organization. What do their customers need to say in regards to their items, administrations and turnaround time? The steel buildings are accessible in variation plans. So verify you are checking their index carefully before focusing in on an outline. Think about the rates offered by diverse organizations. You will have the capacity to discover everything. out on the web itself.

The Evolving Luxury Real Estate Market of Gurgaon

The increasing corporate presence in Gurgaon has resulted in a significant population influx. A large number of corporate honchos as well as executive-level homebuyers are choosing to move to this city in order to be close to their workplace and enjoy a luxurious living. This need has been understood by Gurgaon’s leading builders and homes built by them have complied with that need.

The Evolving Luxury Real Estate Market of Gurgaon

Lifestyle Complexes in Gurgaon

Leading builders and large construction houses in India such as DLF are offering to this highly discerning, well-travelled and demanding group of home buyers a chance to live in extremely plush luxury apartments in Gurgaon. With the availability of 3BHK and 2BHK at affordable prices, the younger segment of home buyers find value in all the amenities, facilities and aesthetic opulence that these projects provide.

Whether one is looking for homes that are surrounded by verdant greens, or apartments with certain high-end features, Gurgaon readily offers what these new-age home buyers are looking for.

Living in the Lap of Luxury

Taking into account the growing demands and expectations of buyers in Gurgaon, builders are offering a host of opulent amenities such as centrally air-conditioned apartments with modular kitchens, fitted appliances, Jacuzzi showers, and recreational facilities such as games’ courts, clubs and more. Located in prime locations that make the commute to corporate parks and IT hubs easy, these living options cater to a growing market of young families armed with the financial power to afford high-end living.

Most of the apartment complexes in Gurgaon also take into account the various lifestyle needs of urban families and provide jogging tracks, lush green landscapes, in-house gyms, spas, swimming pools and other facilities suited to the hectic lifestyles of double-income families that are becoming increasingly ubiquitous in this part of the country.

The Influence of Double Income Families on Luxury Living

The advent of double-income households in Gurgaon has resulted in the growth of purchasing power as well as the desire of these families to provide themselves with nothing but the best. Moving into luxury housing projects in Gurgaon not only serves the need to display status, but also provides these homes the convenience of staying next to good schools, shopping malls, and great restaurants.

Gurgaon is significantly evolving as a truly cosmopolitan settlement. All these factors are shaping the real estate market and its dynamics.

What type of windows is suitable for a wooden house?

We all want that in a beautiful wooden house were wonderful and appropriate windows. Ideally if the design of the windows will be characterized not only by high technical and operational characteristics but also by the excellent external appearance. So what windows in Mississauga are better to choose? The unequivocal answer do not give even the experts. Some believe that it should be installed wooden windows, others are convinced that the more appropriate variant is the installation of plastic windows. The choice of windows in Mississauga depends on the hosts, but should be taken into account the absence of hard mounts in the wooden houses. Swelling and shrinkage of the wood give a partial deformation of the elements of wooden structures. For example, the shrinkage in the skeleton-shield, timbered or lumber house in the first two years can be up to 20 cm.

How to avoid skewing of the frame?

At first glance it seems that to build a wooden house is not very hard task. In fact, the construction of wooden houses is a serious and complex undertaking. For window frames are not threatened distortion, it is necessary to calculate the compensation of the loads mechanism that occur during shifts of the wooden walls. It is important to provide a wooden box in the window opening. It should be placed between the window and the wall on the runners, so that the window frame is clearly recorded, maintaining a stable position. Formed gaps carefully insulated. As the result it is an opening, which is not subject to external influences, prepared for the installation of windows from any material. When the space for the window is prepared, it is necessary to determine the material, size, shape, color of the future windows in Mississauga. The modern variety of offers sometimes makes this task little bit difficult.

PVC (plastic) windows in Mississauga

These windows are leading at the market with such windows goes the construction of new high-rise buildings; they replace the old wooden counterparts. Windows made of durable plastic, aesthetic, reliable, well to the hygienic handling and cleaning, ensure high sound insulation. You do not need to paint such windows in Mississauga and insulate them, such windows fit well with any interior, because there are a variety of shades of plastic. As for the disadvantages, the plastic windows do not leak air. To the airspace of the room will not be stuffy and musty, houses with plastic windows must be sure to be ventilated. Plastic windows in Mississauga difficult to repair, so that the chippings, scratches, minor injuries will remain on the surface of the window until the frame will not be completely replaced.

Wooden windows in Mississauga

Wooden windows will fit perfectly into the interior of a house made of wood, they will retain its style, originality, will ensure environmental cleanliness and comfort. These windows are well passing the air, even when the shutters are closed. With high-quality wooden windows you can not afraid of drafts.

Brandon Norman is a blogger for a line of digital content networks (featuring businesses like windows company in Mississauga), who writes about a variety of windows in Mississauga topics and anything else related. A proud drifter of digital space and an influential blogger in anything noteworthy for the windows in Mississauga.

The Best Winter Haven Real Estate Man

davidshippeyWhen my husband got his much-awaited promotion to manage the Florida branch of the company, we were beyond simply excited. For me, it was the dual thrill of the success as well as the prospect of moving to Florida. We were looking forward to our relocation to the sunshine state. The nearest suburb of Winter Haven sounded like the perfect place for some quiet living. From the internet, I learned that its lakes and fountain walk downtown are quite alluring. However, the most important thing we first needed to do was find a home. We decided to buy a place of our own to live there. For this reason, we decided to search for homes for sale in Winter Haven FL.

In order to find a home that best suited our needs and preferences, we needed to look for a proficient real estate service. Since I had a few friends in Florida and near Winter Haven, I began looking for reference and even searched for a real estate agent online. The asking around paid off and we were recommended this real estate agent for his exemplary service. I however decided to look him up before going ahead with any inquiries. I checked sites, reviews, and forums to get a vague idea about this agent’s service. The official site was quite a helpful place to get a low down on the background of the professional. Apparently, the agent had always been based in Florida and was a local. The highlight was his years of experience in the Winter Haven real estate and other surrounding areas.

The agent was well versed in helping sell, buy, and rent properties. The site had a large directory of beautiful homes for sale. I was impressed with the quality and standard of the homes listed and not to mention the amount of options. There was detailed information about all the properties listed on the site from the square feet to the number of rooms and amenities. The option of adding home to favorites was quite handy. One could request more info right through the website and even schedule a showing. Since we were looking to buy a home, we were supposed to fly down to the state.

Finally, I decided to go ahead and call up the agent. To my delight, he was quite a friendly and courteous man and got right to the point. We discussed our requirements and the kind of home we were looking to rent out. I felt reassured to know that we were speaking to a professional who was also an Accredited Buyers Representative. We scheduled a tour and met the agent on the day of the showing. I must say he was genuinely interested in helping us find the perfect house.

We were shown a number of amazing houses. The agent even guided us on the kind of things we should be looking at. After much discussion, we did settle on a beautiful Victorian style home. The agent showed us the best Homes for sale Winter Haven FL and took care of the paper work flawlessly.


David Shippey

By Design Real Estate Services
545 Avenue K SE
Winter Haven,
Phone: 863.521.4517

Living in Luxury

From breath-taking beaches, magnificent temples, and majestic churches to the peaceful shores of Marina Beach, Chennai is an excellent city to settle in. The capital of Tamil Nadu provides you with opportunities to enjoy a life both lavish and fun. The establishment of major educational institutions and multinational firms has increased the importance of Chennai in recent years. Real estate developers, recognising the potential of the city, are making huge investments here. There are excellent residential properties for sale in Chennai for those unwilling to compromise on luxury.

Living in Luxury 1

Every metro has its own character. Chennai too, has its own unique flavour and the well-heeled class here define luxury in their own unique way. Their idea of luxury essentially means a fine blend of tradition and modernity and contemporary comforts laced with traditional elements.

The increasing wealth in the city has raised the standard of living among people here. With increasing money power, people are desirous of investing in luxury designer homes that are not only spacious and located in upmarket areas but also boast an array of facilities such as manicured lawns, shopping arcades, cafeterias, clubs for recreation, jogging tracks, swimming pool, and more.


In keeping with the changing tastes and spending power of people in Chennai, real estate developers have started designing and constructing aesthetically-pleasing homes choc-a-block with luxuries. Not only are such homes no longer a rarity, the market that is being targetted to offer these homes to, is in fact expanding. Some of the highlights of these luxury homes are as follows:


– Well-kept gardens with sitting arrangements.

– Shopping centres to take care of your daily needs.

– Cafeterias and fast food outlets for gastronomic indulgences.

– Round the clock surveillance of entry points.

– CCTV in the parking and entrance lobby for added safety.

– Jogging tracks.

– Clinics so that you need not go far in case of medical emergencies or regular check-ups.

– Tastefully decorated waiting areas.

– 24 hour-power backup

– Up-to-date fire alarm systems.

– Rain water harvesting and sewage treatment plant

– Clubs for recreation.


These beautiful homes are increasingly eliminating the need for going to different places for different needs as they embody the idea of a wholesome, all-encompassing housing area. You and your family are given a very special place to stay which indeed becomes the home sweet home, you had always dreamt of.